Consolidate Your Student Loans Now巩固你的学生贷款，现在

The Student Loan Consolidation Program enables anyone with more than $7,500 in outstanding Federal student loans (including PLUS loans) to reduce monthly student loan repayments and lock in at the lowest interest rates in recent history. 学生贷款巩固计划使任何人都多7500美元优秀联邦学生贷款 （包括加贷款） ，以减少每月助学贷款还款情况，并锁定在最低的利率在最近的历史。

Get a FREE Student Consolidation quote:可获得免费学生巩固引述如下：

Recent Grads - Maximize Your Savings & Maintain Your Grace Period最近梯度-最大化您的储蓄＆维护您的宽限期

If you recently graduated and are still in your grace period (i.e. you have not started repaying your loans), you may be eligible to get an additional 0.60% interest rate reduction for the life of your loans.如果你最近毕业，而且还在你的宽限期（即你有没有开始偿还你的贷款） ，你可能有资格获得额外的0.60 ％ ，减息，为生命的，你贷款。 Don't delay - this special rate reduction could save you thousands of dollars.不要拖延-这个特殊的减息可节省上千美元。 You can also request to maintain your grace period while locking in the lowest rate.你也可以请求来维护自己的宽限期，而锁在最低限额。

What is a Consolidation Loan?什么是巩固贷款？

A Federal Consolidation Loan is part of the family of loans available under the Federal Family Education Loan (FFEL) program as authorized by the Federal government.一个联邦合并贷款是家庭的一部分贷款，可根据联邦家庭教育贷款 （ ffel ）计划，授权联邦政府。 The Federal Consolidation Loan program was established by Congress to help student borrowers manage the burden of Federal student loan debt.联邦合并贷款的程序是由国会，以帮助学生借款管理的负担，联邦学生贷款债务。

With a Federal Consolidation Loan, you can combine all or some of your outstanding education loans into a single new loan, even if your loans are currently held by more than one lender and are of different loan types.同一个联邦合并贷款，您可以把全部或部分你杰出的教育贷款，成为一个单一的新的贷款，即使你的贷款，目前正在举行的由一个以上的贷款人，并有不同的贷款种类。 By consolidating your student loans you can also choose a flexible repayment term and then fix today's low interest rates for the life of your loan.通过巩固你的学生贷款，你也可以选择灵活的还款期，然后确定今天的低利率为生命，你的贷款。

By consolidating your loans, you can reduce your interest rates by up to 1.25%.通过巩固你的贷款，你可以降低你的利率高达1.25 ％ 。 Plus, there are additional savings of 0.60% if you consolidate your loan within your Grace Period (i.e. the period after you graduate and before you begin repaying your loans).另外，还有额外的节省0.60 ％ ，如果你巩固你贷你的宽限期（即期限后，你毕业之前，你首先答谢您的贷款） 。 When you apply for consolidation, there are no fees or credit checks.当您申请合并后，有没有收费项目或者信用查核。

You can consolidate any of the following loans:你可以巩固下列任何一种贷款：

(note that combined loan amounts must equal $7,500 or more to consolidate) （注：联合贷款金额必须等于7500美元或以上，以巩固）

Federal Stafford Loans, unsubsidized and subsidized [including Guaranteed Student Loans (GSL)]联邦斯塔福德贷款，无补贴和资助，其中包括保证助学贷款（ gsl ） ] Direct Stafford Loans, unsubsidized and subsidized直接斯塔福德贷款，无补贴和补贴 Federal Supplemental Loans for Student (formerly Auxiliary Loans to Assist Students/ALAS and Student PLUS Loans)联邦辅助贷款学生（其前身为辅助贷款，以协助学生/唉和学生加贷款） Federal Perkins Loans, formerly National Defense/National Direct Student Loans (NDSL)联邦帕金斯贷款，前身为国防/国家直接学生贷款（ ndsl ）

Health Professions Student Loans, including Loans for Disadvantaged Students (HPSL)保健行业的学生贷款，其中包括贷款，为弱势学生（ hpsl ） Federal Insured Student Loans (FISL)联邦投保学生贷款（菲什尔） Federal PLUS (Parent) Loans美联储加（母公司）贷款 Direct PLUS Loans直接加贷款 Federal Consolidation Loans, unsubsidized and subsidized联邦合并贷款，无补贴和补贴 Direct Consolidation Loans, unsubsidized and subsidized直接合并贷款，无补贴和补贴 Nursing Student Loans (NSL)护理学生贷款（ nsl ）

NOTE: You may consolidate an existing consolidation loan only if you are combining that loan with at least one other eligible loan.注：你可以巩固现有的综合贷款只是如果你是结合贷款与至少一名其他符合条件的贷款。